Cold Calling Guide

One-Party Consent States vs. Two-Party States: The Map for Callers

Most of the United States is one-party consent territory: under the federal wiretap statute and most state laws, you may record a phone call you are a party to without telling the other side. One-party consent states are the default; twelve states — plus Connecticut, through its civil statute — require all-party consent or notice for phone calls. On interstate calls, courts have applied the stricter state’s law. The working rule for callers is simple: announce the recording at the start of every recorded call. Here is the verified map, as of July 2026.

This page is education, not legal advice. A dialer is a tool — compliance depends on how you use it. Recording laws shift, courts split, and several statutes below carry felony penalties. Before you turn call recording on, have an attorney review your disclosure practices for the states you call into.

The federal wiretap statute, 18 U.S.C. § 2511(2)(d), makes it lawful for a private person to record a wire, oral, or electronic communication where that person is a party to it, or where one party has given prior consent — unless the recording is for a criminal or tortious purpose. Federally, you may record your own calls.

Federal law is the floor, not the ceiling: states layer their own phone call recording laws on top, and a minority require consent — or at least knowledge — from everyone on the call. Those states set your policy.

“Two-party consent” is the common name; the accurate term is all-party — everyone on the call. As of July 2026, these states require all-party consent or notice for recording phone calls, verified against the Reporters Committee for Freedom of the Press (RCFP) state guides:

State Statute Phone-call rule
California Penal Code §§ 632, 632.7 All-party; § 632.7 covers cell and cordless calls even when not confidential
Connecticut* Conn. Gen. Stat. § 52-570d One-party criminally; civil liability without all-party consent or a recorded warning
Delaware* Del. Code tit. 11, §§ 1335, 2402 Conflicting statutes; RCFP recommends the stricter all-party reading
Florida Fla. Stat. § 934.03 All-party for phone conversations; most offenses are felonies
Illinois 720 ILCS 5/14-2 All-party for private conversations with a reasonable expectation of privacy
Maryland Cts. & Jud. Proc. § 10-402 All-party; phone calls protected regardless of privacy expectations
Massachusetts Ch. 272, § 99(C) Bars secret recording; consent unnecessary when all parties know it is happening
Michigan* MCL 750.539c Reads all-party on its face; participant recording unresolved — treat as all-party
Montana Mont. Code § 45-8-213 All-party knowledge; advance warning by one party opens recording to either
Nevada* NRS 200.620 All-party for phone calls by court interpretation; in-person is one-party
New Hampshire RSA 570-A:2 All-party; consent can be implied where a party knew of the recording
Pennsylvania 18 Pa.C.S. §§ 5703–5704 All-party regardless of privacy expectations; implied consent where parties reasonably should have known
Washington RCW 9.73.030 All-party, with a safe harbor: a reasonably effective recorded announcement counts as consent

These are criminal statutes: Maryland’s felony carries up to 5 years and a $10,000 fine, Pennsylvania’s up to 7 years plus civil damages, and Florida treats most offenses as felonies.

Footnotes on the starred states

  • Connecticut’s criminal law is one-party, but a separate civil statute awards damages, costs, and attorney’s fees for recording a call without written consent, verbal consent on the recording, or a recorded warning at the start. For a business, that is a notice-required state.
  • Delaware has a one-party wiretap law and an older all-party privacy law. A federal court has read the privacy law to allow participant recording, but RCFP recommends the more restrictive standard.
  • Michigan‘s statute reads all-party, but a 1982 appellate case, Sullivan v. Gray, held a participant does not need the others’ consent — reaffirmed by a federal court in 2021. The state supreme court has never resolved it; treat it as all-party.
  • Nevada’s statute looks narrow, but its supreme court reads it as all-party for phone calls — extended to cellphones and texts in 2015 — while in-person conversations remain one-party.

Every state not in the table above — plus D.C. — follows one-party consent for phone calls under its own statute and/or the federal baseline. Two deserve a correction, because vendor blogs routinely misfile them:

  • Oregon is one-party for phone calls. ORS 165.540(1)(a) makes telephone and electronic communications one-party. Oregon’s separate in-person rule — all participants must be specifically informed before an oral conversation is recorded — was upheld 10–2 by the Ninth Circuit en banc in January 2025, reversing the 2023 panel decision. Neither rule makes Oregon two-party for phone calls.
  • Vermont has no recording statute at all. No state wiretapping or eavesdropping law addresses phone recording there; the federal one-party baseline governs.

Three more need homework before you rely on a one-word label: RCFP’s introduction files Missouri as mixed depending on conversation type, and notes Hawaii and Maine impose consent rules in particularly private places. If those states matter to your calling, verify their current state guides directly.

Interstate Calls: Assume the Stricter State’s Law

Courts have split on whose law governs a recorded call that crosses state lines, and litigation can arise in either jurisdiction — so RCFP’s guidance is to err on the side of caution and assume the stricter state’s law applies.

The leading case is Kearney v. Salomon Smith Barney (Cal. 2006). A brokerage’s Georgia office — where one-party recording was lawful — recorded calls with clients in California. The California Supreme Court applied California’s all-party statute anyway and enjoined the practice. Multi-state legal charts for businesses reach the same conclusion: the caller in a one-party state is subject to the stricter law and needs everyone’s consent.

For a team dialing into multiple states, the consequence is blunt: your recording policy must satisfy the strictest state you call into, not the state you sit in.

The Practical Answer: Announce the Recording on Every Call

The Kearney court itself pointed at the fix: a business that adequately advises all parties, at the outset, of its intent to record would not violate California’s statute. Washington deems a reasonably effective recorded announcement to be consent. Connecticut’s civil statute is satisfied by a recorded warning. Massachusetts, New Hampshire, and Pennsylvania recognize consent implied from knowledge. One habit covers the strictest states on the list.

Recognized notification methods are an automated pre-call announcement, a verbal disclosure at call start, periodic beep tones, and written disclosures in customer agreements. Two practical notes:

  1. Use a spoken or automated announcement, not beep tones alone. Whether a periodic beep satisfies California’s all-party rule remains uncertain — a first-line verbal or automated disclosure is the defensible version.
  2. Give notice on every call rather than leaning on written consent, and keep records of when recording began and how recordings are stored.

In Enzo, call recording is optional — off unless you turn it on — and if you do, the consent work above belongs in the first line of your script.

The map is less complicated than the 50-row tables make it look: one-party consent states are the default, a dozen-plus require all-party consent or notice for phone calls, and interstate calls default to the stricter rule. Build the announcement into the opening of every recorded call and most of the map stops mattering. For calling hours, DNC scrubbing, and the rest of the federal picture, see TCPA for cold callers and the DNC registry guide; for scripts and process, start with the Cold Calling Guide.

See how optional call recording fits into a real calling workflow — book a free discovery call.

Statutes, cases, and classifications from the Reporters Committee for Freedom of the Press recording guides, court opinions, and 18 U.S.C. § 2511, as of July 2026 — educational only, not legal advice.

FAQ

Common questions.

Is it illegal to record a phone conversation without telling the other person?

It depends on where the parties are. Under federal law and most state laws, one-party consent applies — you may record a call you participate in. Twelve states plus Connecticut require all-party consent or notice for phone calls, and on interstate calls courts have applied the stricter state's law. Secret recording carries the most exposure in the all-party states — violations can be felonies in Maryland (up to 5 years), Pennsylvania (up to 7 years), and Florida, and carry criminal penalties in the rest. The safe practice is announcing the recording at the start of every recorded call.

Which states are two-party consent states for recording phone calls?

As of July 2026: California, Delaware, Florida, Illinois, Maryland, Massachusetts, Michigan, Montana, Nevada, New Hampshire, Pennsylvania, and Washington — plus Connecticut, which is one-party under criminal law but imposes civil liability for recording calls without all-party consent or a recorded warning. Several carry nuances: Massachusetts bars only secret recording, Illinois covers private conversations, Nevada is all-party for phone calls specifically, and Michigan and Delaware are ambiguous but safest treated as all-party.

Is Oregon a two-party consent state?

Not for phone calls. Telephone and electronic communications are one-party consent in Oregon under ORS 165.540(1)(a). The confusion comes from Oregon's separate in-person rule, which requires informing all participants before recording an oral conversation — a rule the Ninth Circuit upheld en banc in January 2025. Many vendor lists still file Oregon as two-party for calls; as of July 2026, that is wrong.

Does saying this call may be recorded count as consent?

In the strictest states, an up-front announcement is the recognized path. Washington's statute treats a reasonably effective recorded announcement as consent, Connecticut's civil statute accepts a recorded warning, and in Kearney v. Salomon Smith Barney the California Supreme Court indicated that a business advising all parties at the outset would not violate the state's statute. Massachusetts, New Hampshire, and Pennsylvania recognize consent implied from knowledge. A party who stays on the line after a clear announcement has been put on notice — but confirm your exact wording with counsel.

What law applies when I record a call to someone in another state?

Assume the stricter state's law applies. Courts have split on choice of law, and in Kearney v. Salomon Smith Barney (2006) the California Supreme Court applied California's all-party statute to calls a Georgia office recorded with California clients. The Reporters Committee's guidance for interstate calls is to err on the side of caution and follow the stricter rule — which is why national calling teams standardize on an announcement at the start of every recorded call.

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